Central Bank data show €40.1bn household surplus, €58.6bn company deficit

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Cypriot households’ financial assets exceeded their liabilities by 40.1 billion euros, while the liabilities of non-financial companies exceeded their assets by 58.6 billion euros, according to figures in a statistical bulletin issued by the Central Bank of Cyprus (CBC).

The companies’ net deficit had widened by 14.8 billion euros in five years, from 43.8 billion euros in 2021. Their financial assets totalled 79.6 billion euros, against liabilities of 138.2 billion euros.

Households had financial assets of 65.3 billion euros and liabilities, such as loans, of 25.2 billion euros. Their cash and deposits reached 34.8 billion euros in March 2026, having risen steadily from 29.6 billion euros in 2020. They also held shares worth 16.9 billion euros.

Foreign securities

Cyprus held foreign securities, such as shares bought on stock exchanges and government and corporate bonds, worth 73.2 billion euros. These included 24.8 billion euros in the eurozone and 6.1 billion euros in the United States.

Foreign investors held Cypriot securities worth 22.6 billion euros, including 1.3 billion euros held by investors from the eurozone and 193 million euros by investors from the United States.

Cross-border loans and deposits

Figures for net bank lending and large deposits show that Cypriot banks and other bodies had lent 42.6 billion euros to the eurozone, while deposits and loans from the eurozone to Cyprus totalled 25.4 billion euros.

Cypriot loans to Russia amounted to 1.1 billion euros, while deposits and loans from Russia to Cyprus totalled 7.9 billion euros. Cyprus’s holdings of Russian securities were zero or negligible.

Economy-wide figures

Across the economy as a whole, residents of Cyprus held 139.4 billion euros in cash and deposits in March 2026, up from 107.0 billion euros in June 2020. Their shares and investments stood at 417.0 billion euros.

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